Approved and Dangerous
Most buyers treat pre approval as a box to check. Sellers treat it as a signal. The gap between those two mindsets is where negotiations are quietly won and lost. From a buyer’s perspective, pre approval often feels administrative. You speak to a lender, submit some documents, receive a letter, and
Mortgage Rates Rise Slightly - But Still Offer Opportunity for Northeast Ohio Buyers
After the Fed’s latest rate cut, mortgage rates inched up but remain near 2025 lows. According to Homes.com, the 30-year fixed-rate mortgage averaged 6.22% last week, slightly above the previous week but far below early-year highs that topped 7%. The 15-year average sits around 5.76%. For buyers in
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